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Compliance With Regulatory Insurance Risk Analysis (PDF)

Compliance With Regulatory Insurance Risk Analysis

"I really enjoy using Tactician and I am continually learning new ways it can be used to help my company!"

-- Wright Express Financial Services Company

Challenge / Goal

Legislation was recently passed requiring a major property and casualty insurer to identify all of its existing homeowner policies, as well as future homeowner policy applications, where the insured property was within a series of predetermined distances from the coastline. Insured properties located within the legislated distances were subject to a range of mandatory coverage extensions.

Tactician In Action

A simple, easy-to-use, Tactician Online-based custom application was created and deployed which lets administrative personnel in the field enter an address and instantly calculate an accurate distance to the closest coastline. The online system offers users the option to display a map and visually validate the distance calculation.

Results

  • Premium revenue increased dramatically as a result of conforming to the new homeowner coastline distance rules.
  • Compliance with the new insurance regulations was achieved well ahead of schedule.
  • The burden / effort required to ensure and validate compliance was minimized.
  • Ongoing compliance has been automated at the local level at the time of new homeowner policy assessment.

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